Investor Program

  • Experienced Investors
  • Property qualified on rents only (based on the lower of current leases or appraiser estimate of value)
  • Debt Coverage Ratio (DCR) Qualifying
    • Rent/PITI=DCR, If DCR is 1 or greater qualified
    • For Example: if rent is $1,000.00 and is than or equal to PITI the DCR is 1 or
  • 680 credit score with 20% down payment
  • 1-4 Units
  • Title can be as a business entity