Information We Collect and Disclose
We collect, retain and use only the personal information that is absolutely necessary to process your mortgage loan. The nonpublic personal information we collect is:
- Information we receive from you on applications or other forms.
- Information about your transactions with others or us.
- Information we receive from a consumer-reporting agency.
We may disclose personal information about you to carefully selected third parties that assist us in the mortgage loan process. Examples of information we may disclose are, but not limited to:
- Information from your application such as your name, address, phone number,
- social security number, and account information.
- Status of you mortgage loan, loan amount and loan type.
- Income and Assets.
The Third Parties we may disclose to are, but not limited to:
- Licensed Credit Reporting Agencies.
- Federal and State Agencies and Regulators.
- Mortgage Insurance Companies.
We disclose only the pertinent personal information that each selected third party needs to assist us in the mortgage loan process. We do not disclose any non-public personal information about you to anyone, except as permitted by law.
Why You Can Feel Secure
We will not sell email lists or customer lists to non-affiliated third parties. We do not disclose any personal information about our former customers to anyone, except as permitted or required by state law. Keeping your financial information secure is one of our most important responsibilities.
We restrict access to your personal and account information only to those employees who need to know that information to process your mortgage loan. These employees are committed to keeping your personal information safe and secure. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information. If you decide to withdraw your application or your application is denied, we will adhere to the privacy policies and practices as described in this notice.
Information Security on the World Wide Web We maintain the highest level of Internet security available to guard against the unauthorized access to and use of your information. We currently utilize Secure Socket Layer (SSL), a transaction encrypting protocol that makes it virtually impossible for your information to be stolen or viewed. When you are asked to enter personal information on our web site, our systems automatically switch to “secure” mode.
Your confidence in us is important and we want you to know that your personal and account information is safe. If you have any questions or concerns, please contact us either by email at firstname.lastname@example.org or phone us at 1-800-290-3521.